MSME Lending
Our state-of-the-art platform is designed to support the unique needs of MSMEs with an end-to-end lending solution for the entire credit application lifecycle
Digital MSME Lending Faster Approval Cycle
Accelerate your MSME lending approval cycle with our cutting-edge features. Seamlessly transition from manual processes to a digitized lending solution through our robust API integrations, conveniently accessible on Vahana Hub, the API Marketplace. Experience streamlined operations, faster approvals, and enhanced efficiency in MSME lending empowering your business to thrive in the digital age.
Built for Speed
Lead Capture from multiple sources
Centralized lead management to efficiently nurture, track, and convert leads
Digital Onboarding & KYC Management
Businesses can swiftly onboard themselves, completing KYC requirements securely
Eligibility Check Integrations with Bureaus
Access & analyse an applicant’s credit history, financial data, and other relevant information effortlessly
Configurable Business Rule Engine
Build, Model & Deploy rules with an auto-service creation feature & ensure accurate decision-making
Analysis of Financial Data
Aggregate and analyse financial data from diverse sources in one consolidated view for a comprehensive understanding
Document Management System
Capture & upload documents at ease. Our robust system ensures secure storage and easy access
Ease of Collaboration
Connect legal, technical, Risk Control Unit, and Financial Institution teams with dedicated modules, fostering streamlined communication and data sharing
Reports & Dashboards
Leverage dynamic dashboards for real-time insights & effortlessly generate actionable reports & also maintain transparency & compliance through robust audit trails
Lead Onboarding & Application
Sourcing
Empower your business with our highly configurable and scalable platform, designed to streamline lead onboarding and application sourcing processes. With our intuitive tools, you can effortlessly plan, automate, and manage performance and incentive plans
Digital Underwriting and Credit Appraisal
- 360 degree customer view
- Multi-bureau integration & risk reporting
- PD based assessment
- Configurable scoring engine, business rule engine & policy configurator
- External vendor integration ( FI, legal, technical, etc)
- Financial & Bank statement analyser
- Hierarchy based approval & exception management
- Alternate data assessment using SMS, utility bills, etc
Disbursal and Post-Sanction Workflow Management
- Sanction letter generation
- Generate e-agreement
- Document e-sign
- PDD document collection
- Generate disbursement memo
- Loan parameter change
