Cutting edges solutions for Financial Institutions

Our simple and convenient Solutions provide complete freedom to Lending Institutions. Lower your Cost of Acquisition and Enhance your Risk Assessment workflow by using our Loan Onboarding and Collection Management Apps.

Lead Management

Our Lead Manager helps your organization substantially accelerate customer acquisition cycle

Loan Onboarding

Close Loans faster and with greater efficiency, compliance and security

Collection Management

Improve the recovered amounts while optimizing collection costs.

Financial Services Resources

September 22, 2020

Reimagining Insurance Onboarding with Video KYC

After RBI and SEBI, now the Insurance Regulatory Development Authority of India (IRDAI) is set to open the gates for video-based verification of customers looking…
Artificial IntelligenceBankingBFSIBlockchainDigital
August 31, 2020

Banking in the Cloud

The Cloud is no longer an emerging trend, it is a reality, it is an essential tool for financial institutions to remain competitive in today's difficult…
August 20, 2020

Digitally handling RBI’s latest mandate for Current Account Opening

In reference to it’s latest circular dated Aug 6th, 2020, RBI has mandated certain process changes to the Current Account opening process in order to…
BankingBFSIDigitalFinancial ServicesInsurance
July 31, 2020

Sales In The Times Of Corona

At the outset, I would like to mention that the article you are about to read isn't going to give any specific pointers and recommendations…
July 17, 2020

Why the coronavirus crisis is the perfect opportunity for digitization

Globally, the COVID-19 pandemic has affected over 10 million persons and claimed over 500,000 lives. The increasing numbers are an extremely dangerous trend. While there…
BankingBFSIDigitalFinancial ServicesInsurance
July 8, 2020

Why Build-in-India is the most important chapter of the Digital India story

While India has made rapid strides in software development and IT-enabled Services, the uncomfortable truth remains that India still does not have a genuinely world-class…
BankingBFSIFinancial ServicesInsuranceTechnology
June 19, 2020

Reshaping Digital Banking in The Post-COVID Era

As we emerge from COVID induced lockdowns, and restrictions start to ease up, the world as we know has changed fundamentally. People are living differently,…
June 11, 2020

Decimal’s Video KYC Enabled Digi-Onboarding Platform

The Indian banking ecosystem is a highly touch-intensive industry with banks preferring to reach out to customers directly and face-to-face interactions being the preferred mode…
May 21, 2020

Digital Employee On-boarding

Why is Onboarding Important According to a survey conducted by staffing agency Robert Half and Associates, 28% of employees are willing to quit a new…
March 28, 2020

Contact Less Corporate Salary On-boarding Process

Decimal introduces contact-less and remote onboarding workflow for opening Corporate salary accounts using VideoKYC authentication procedures as mandated by RBI. Journey can be initiated in…
BankingBFSIFinancial ServicesTechnology
February 26, 2020

Top Fintech Trends for 2020

If 2018 saw the rise of new players stake their claim in the market, 2019 saw the fintech landscape in India consolidate it’s ground. Early…
January 20, 2020

Decimal’s VideoKYC Enabled DigiOnboarding Platform

RBI in it’s latest circular has finalized the guidelines for Video-based KYC authentication process for all entities registered with RBI. With it comes a remarkable…
BankingBFSIDigitalFinancial ServicesSouth East Asia
September 19, 2019

How Indonesia can achieve the Big Digital Dream of Financial Inclusion?

Indonesia – the name flashes beautiful beaches of Bali in our minds. Indonesia is an amazing country with more than 17,000+ islands, <360 ethnic groups…
September 5, 2019

DigitalKYC – Decoding the latest PMLA guidelines for Digital Onboarding

As per the latest notification issued by the Govt of India, the following changes have been proposed to digital onboarding process to align itself with…
BankingBFSIDigitalFinancial ServicesIndia
August 8, 2019

Nandan Nilekani’s Sahamati for Account Aggregators – sounds like a great idea on paper, is India Inc ready?

Sahamati is a Nandan Nilekani-backed collective of Account Aggregator firms (referred to AAs) who have been classified as a new kind of NBFC by RBI…
BankingBFSIDigitalIndiaSouth East Asia
July 18, 2019

How Banks User Data can be leveraged more effectively by using Artificial Intelligence

We all must have seen government offices or Banks with large bundle of files stored in a dark room for years without any usage and…
July 4, 2019

Dreaming of Digital India, Cloud has become inevitable!

I still remember, how I started storing my personal data files, on floppy disc, then CD, then DVD and then in USB drive. As data…
BankingBFSIDigitalFinancial ServicesTechnology
June 24, 2019

A Critical Juncture For Banks – Gear Up & Change or Perish

Customers and their expectations are changing with that one of the oldest services – ‘banking’ – is also undergoing a change. Let’s delve into how…
June 6, 2019

UX design – Essential Factor Of Your Business Growth.

Earlier, when there was no or little technology, user experience was based on Human touch. For instance, you would have to visit a branch and…
May 21, 2019

Bank Frauds Risk

Recently I came across a statement of one of the largest private bankers in India mentioning that, “The only thing that keeps me awake is…
BankingBFSIDigitalFinancial ServicesIndia
May 16, 2019

Fintech Trends To Watch In 2019

As the first quarter of the year comes to a close, the Indian Fintech space remains poised at a critical juncture, one where opportunities and…
May 1, 2019

Aadhaar – what does the future hold ?

Aadhaar as defined under Targeted Delivery of Financial and Other subsidies, Benefits and Services Act, 2016 (‘Aadhaar Act’), is a 12-digit unique identity number that…
April 25, 2019

Going Digital: Why Banks Can No Longer Afford To Ignore The SME segment

It’s mind-boggling to realise the potential of the SME sector to revive the fortunes of banking and financial services organisations in India. Yet, the segment…
Artificial IntelligenceBankingBFSIDigitalIndiaMiddle EastSouth East Asia
April 16, 2019

How AI / ML is changing the way of Digital Lending

Lending has been integral part of our Society. All of us, directly or indirectly are tangled to some kind of lending. The oldest form of…
April 3, 2019

New Age Digital Lending: P2P Marketplace

In October 2017, Umesh Rathi, 48 years, salaried person residing in Indore needed Rs. 5 lakh for home renovation. He applied for credit line loan…
BankingBFSIFinancial ServicesIndia
March 27, 2019

Digital Trends In NBFCs – 2019

Over the years, NBFC sector has witnessed a huge surge of technological revolution. With the rising innovation and growth in the NBFC sector, newer technological…
BankingBFSIDigitalGeographySouth East Asia
March 14, 2019

Digital Transformation Of Lending – Indonesia

For years, the potentially lucrative small to medium size (MSME) sector in Indonesia has remained elusive for many Indonesian banks who have struggled to effectively…
February 20, 2019

KYC Using Blockchain

According to a recent research done, KYC norms for users is becoming a deterrent to the growing digital banking industry and it might also kill…
January 31, 2019

Building For Digital India – The Case For Digital Inclusion

For real digital impact: every digital roadmap should include not only the urban millennial but also the rural Indians Mobile Banking – a brief history…
BankingBFSIFinancial ServicesIndia
January 7, 2019

2019 Digital Lending Trends

First off, wish you all a very Warm and Happy New Year!! While 2019 brings with it hope and promises of a bright and dynamic…
BankingBFSIFinancial ServicesInsuranceUncategorized
December 21, 2018

Is Done better than Perfect?

If you are living the life of uncertainty and ambiguity, have tons of new ideas in your head and aspire to achieve some of them…
October 30, 2018

Aadhaar – Offline KYC and The Journey Ahead

The Supreme Court verdict upholding the constitutional validity of Aadhaar and the various services that can be availed under the Aadhaar ecosystem has created a…
October 16, 2018

Digital Bank Account Opening without Aadhaar

Banking industry has witnessed a tremendous revolution due to fast growth of Digital technologies. Government and regulators are also facilitating the digital transformation with their…
September 20, 2018

5 Reasons Why You Need To Hurry Digital Customer Onboarding

It’s almost a cliche to marvel at the rapid use of smartphones and what it means for businesses. What you need to remember is this:…
September 13, 2018

Digital Onboarding – Banking for the Gen Y

Making bank account opening experience as convenient to ordering food online Before we get started on the topic of the day, let’s perform a small…
July 17, 2018

World’s best bank in the emerging markets 2018: Kotak Mahindra Bank

This year, for first time, Euromoney recognizes an Indian bank in a global category, applauding a model that has impressed greatly over the years. Awards…
Untitled-7__new)img BFSIProductUncategorized
June 14, 2018

Rapid Application Development Platform – A sneak peak at what drives Decimal’s solutions

When smartphones were first introduced about a decade ago, no one could have possibly imagined how significantly it would impact the lives of it’s consumers.…
21st_Century_Digital_Bank new)img BankingBFSI
June 14, 2018

Customer Onboarding in the Digital era- Connect. Authenticate. Create.

Introduction Have you ever wondered the first time when you started using Google? Or the day you signed up for Gmail, Facebook, Snapchat or Twitter?…
April 26, 2018

Where Mobile Wallets Expand Globally

In 1946, banker John Biggins introduced the first bank card, Charg-It, across his neighborhood in Brooklyn, New York. When a consumer charged a purchase at…

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