Business Context: Business was looking for a completely digital, paperless solution driven by digital data and analytics for MSME lending product and ensure a true digital differentiator by processing  sourcing-to-in principle approval in a matter of minutes rather than hours or days.

Solution: Decimal implemented a fully digital, paperless, end-to-end lending platform with multiple applications managing the entire credit lifecycle of an application, starting from loan origination data capture to pre-approval, post-facto document verification and credit and risk assessment and regulatory compliance


  1. >100M $ Loans Disbursed
  2. <10 min Industry best sourcing-to-in principal approval Turn Around Time for MSME loans
  3. 100+ integration checkpoints with 3rd party external data services for holistic applicant profiling
  4. 150+ predefined rulesets configured in BRE & Credit Scoring platform for intelligent decision making