Understanding In-Principle Approval: Fast-Track Your Lending Journey
Traditional banks and NBFCs still operate with lending journey that span 5–10 days, relying on physical documentation, multiple verification layers, […]
API Costing
The Missing Layer in Modern Lending Stacks: Lending Intelligence
Over the last decade, banks and NBFCs have invested heavily in modernizing their lending technology stacks. Loan Origination Systems (LOS),
From Policy PDFs to Executable Credit Decisions: Why Underwriting Must Change
Across banks and NBFCs, underwriting remains one of the most critical — and most constrained — functions in lending. While
Failover: The Hidden Shield Against Downtime in BFSI
In today’s hyper-connected economy, customer patience is razor-thin. A few seconds of downtime can mean abandoned transactions, regulatory breaches, or
Complying with DPDP Act: A Guide to Digital Consent
The DPDP Act marks a significant shift in India’s approach to data governance, aiming to build a safer and more
API Pricing in India: Time to Move Beyond Per Call Thinking
India is going through a digital architecture overhaul, and APIs are the pipes. The shift toward API first infrastructure is
Alternative Credit Scoring in India: Bridging the Financial Inclusion Gap
Why do we need credit? We avail credit to address our unmet needs such as buying an electronic appliance or
