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Banking, customer experience, Developers, Loan origination, No-code platform, No-code tools, reliability, scalability, system integrators, Tips & tricks, user-centric, workflow automation

First-Mile Data Quality: The Hidden Driver of Credit Loss in Vehicle Lending

Bhagyam Singh / January 8, 2026

In auto and commercial vehicle (CV) lending, credit losses are often attributed to market cycles, borrower behaviour, or economic headwinds. […]

agility, AI and no-code, AI-accelerated, Banking, case studies, Composability, Composable apps, Composable architecture, CRM, customer experience, Customer Lifecycle, customer-centric, Cybersecurity, Developers, Digital Banking, Embedded Finance, Neo banking, No-code platform, No-code tools, Payments, reliability, Reusability, scalability, Security

The Future of Digital Banking: Top Trends, Benefits, and Key Technologies

Bhagyam Singh / July 27, 2025

Digital transformation has shifted from a strategic choice to a business imperative. As we approach mid‑decade, digital banking is redefining

agility, AI and no-code, AI-accelerated, Banking, Composability, Composable apps, Composable architecture, customer experience, Customer Lifecycle, Developers, Digital Banking, No-code platform, No-code tools, Rapid Application Development, reliability, Reusability

Breaking Down Composable Banking: How Financial Institutions Can Future-Proof Their Tech Stack

Bhagyam Singh / July 14, 2025

Composable Banking is redefining the DNA of financial institutions. No longer bound by rigid, monolithic core systems, banks are embracing

agility, AI and no-code, AI-accelerated, Banking, Composability, CRM, customer experience, Customer Lifecycle, customer-centric, Developers, Digital Banking, No-code platform, No-code tools, reliability, Reusability, scalability, Security, SME, SMEs

Why Customer Lifecycle Should Matter More to Indian SMEs?

Bhagyam Singh / July 11, 2025

Small and medium-sized enterprises (SMEs) are more than just a segment of the economy — they are its beating heart.

agility, AI and no-code, AI-accelerated, API Costing, Composable apps, Composable architecture, customer experience, customer-centric, data fiducaries, Data Principles, Developers, Digital Banking, Digital Consent, DPDP, DPDP Act, Modularity, prototypes, scalability, Security

Complying with DPDP Act: A Guide to Digital Consent

Bhagyam Singh / July 2, 2025

The DPDP Act marks a significant shift in India’s approach to data governance, aiming to build a safer and more

Banking, customer experience, customer-centric, Developers, Digital Banking, integration, Loan origination, No-code platform, No-code tools, prototypes, RAD, Rapid Application Development, reliability, scalability, system integrators

How Rapid Application Development is Driving Digital Banking Innovation?

Bhagyam Singh / June 20, 2025

Digital banking is evolving at an unprecedented pace, driven by customer expectations, regulatory demands, and technological advancements. In this fast-changing

agility, AI and no-code, AI-accelerated, API Costing, API Marketplace, API Pricing, API Scaling, Banking, Composability, Composable apps, Composable architecture, customer experience, customer-centric, Developers, Digital Banking, integration, Modularity, No-code platform, No-code tools, reliability, Reusability, scalability, Single Whitelistings, system integrators

API Pricing in India: Time to Move Beyond Per Call Thinking

Bhagyam Singh / June 14, 2025

India is going through a digital architecture overhaul, and APIs are the pipes. The shift toward API first infrastructure is

agility, AI and no-code, AI-accelerated, Banking, Composability, Composable architecture, customer experience, Developers, Loan origination, No-code platform, No-code tools, reliability, Reusability, scalability, Single Whitelistings, system integrators, user-centric

Simplify Vendor API Management with Single Whitelisting

Bhagyam Singh / June 6, 2025

Why Traditional IP Whitelisting Isn’t Scaling Single whitelisting is replacing traditional IP whitelisting — and for good reason. In the

agility, AI and no-code, AI-accelerated, Banking, Composable architecture, customer experience, Developers, Loan origination, No-code platform, No-code tools, scalability

The Hidden Cost of API Chaos: Why Companies Must Rethink Vendor Integration Strategies

Bhagyam Singh / May 29, 2025

Think of APIs as bridges between your platform and external services. Now imagine building dozens of them—with different materials, rules,

agility, AI and no-code, AI-accelerated, Banking, Composability, customer experience, Developers, flexibilty, Modularity, No-code platform, No-code tools, reliability, Reusability, scalability, user-centric, workflow automation

Customer-Facing Apps in Banking: Enhancing Engagement & Personalization

Bhagyam Singh / May 26, 2025

The banking industry has undergone a digital revolution, and as a result, customer-facing apps are at the heart of this

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