With omnichannel support and device agnostic features, your customers can access loans instantly anytime, anywhere.

What is DigiLend?

Decimal’s Digital Lending Platform is a fully automated, AI-driven, API-enabled solution that provides end-to-end loan solution for banks and credit institutions.

Built using a low-code modular architecture, the platform offers a high degree of reusability and ease of customization to build solutions tailor-made to suit your unique business requirements.

Through collaborative, multi-workflow, real-time decision enablement, DigiLend provides an end-to-end digital channel for customer onboarding, lead management & credit underwriting.

Single platform with multiple business benefits

Personal Loan

Create, configure and manage end-to-end digital loan journeys and provide instant disbursal for your personal loan customers

Business Loan

Leverage India’s most advanced digital lending platform for MSMEs and Corporates with built-in data analytics using GST, MCA and ROC data for holistic assessment of your business customers

Gold Loan

Build self-service, assisted or hybrid lending journeys with our digital gold loan solution with built-in valuer modules for gold & ornament assessment

Home Loan

Secure end-to-end digital platform for all your home loan needs –  home improvement etc. with add-on modules for PMAY, affordable housing segments.

Auto Loan

Fully Digital Auto-loan platform with instant lead qualification and built-in dealer module to manage payouts and performance

Loan Against Property

Support your customers in their financial requirements via a trusted, secure end-to-end digital platform for all your loan needs – LAP, Property Financing, land purchase.

Why should you opt for DigiLend today?

  • 250+ APIs available for intelligent data aggregation & credit decisioning

  • Custom Workflows to support Credit & Risk Assessment
  • Best-in-class Digital Underwriting Portal
  • Digital FI & VideoPD-enabled
  • Secure & Scalable Platform

The Platform also comes with an Admin Portal to manage Users, Hierarchy and Roles

Incorporating the latest AI and ML-driven analytics services and seamless API management, our platform provides robust, data-driven business insights that help evaluate the risk and creditworthiness of a prospect in near real-time.

API Gateway

Integrates with all necessary APIs for conducting KYC, Risk analysis, Credit worthiness. Integrations include National Identity, Tax identity, AML, Credit Bureaus

Loan Origination System

Includes all functionality right from loan approval to loan registration to fulfilment to disbursement and pay out management.

Credit Decision Engine

Heart of Decimal’s lending platform. It is a configurable engine, which evaluates customer credit worthiness using various data available.

Operations Management portal

A easy to use configurable portal that helps various teams collaborate and evaluate a customer’s profile on the same platform.

Collections Management

Real-time, interactive collections management platform with built-in receipts & payments management features that enable you to collect from your borrowers either through physical collections mechanisms such as cash & cheque or online payment facilities such as net banking, UPI-enabled services etc. Through secure integration with your core banking system, platform provides real-time, actionable insights about customer’s repayments history and trend analysis to identify high-risk delinquents.

Agent-Assisted Application  |  Digital Receipts Management  |  Payments and Cash management

Empower your Team and boost your Sales with our proven Solutions

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