Savings Account
Unlock a seamless and efficient savings account opening experience with our state-of-the-art digital onboarding solution. Streamline the process, reduce complexities, and empower your customers to open an account with ease and convenience
Do-it-yourself Journey for Limited KYC or Video KYC
Our DIY account opening journey empowers customers to open a savings account themselves quickly and conveniently. Customers can initiate the process, provide limited KYC details, and verify their identity through our secure Video KYC system - all without the need for in-person assistance
Initiate account opening
Begin the self-service onboarding process
Provide limited KYC details
Submit basic personal information
Verify identity via Video KYC
Complete real-time video identification
Assisted Account Opening
Seamless Onboarding with Aadhaar-Based Biometric, Iris Recognition Identification System, Photo Authentication, and other Optically Variable Devices.
Opening a savings account has never been easier with our assisted onboarding services. Our cutting-edge technology ensures a quick, secure, and hassle-free process, using the most advanced authentication methods available.
Omni Channel
Customers will enjoy a consistent and integrated experience across all channels, whether using a mobile app, website, or visiting a branch. Our omnichannel approach ensures your information and preferences are synchronized for your convenience.
Existing vs. New to Bank (ETB vs. NTB)
Existing to Bank (ETB)
If you have an existing customer, our ETB onboarding streamlines the process by utilizing your current information. Enjoy faster account setup with minimal data entry required.
New to Bank (NTB)
If you have new customers, our NTB onboarding is designed to capture all necessary details efficiently, ensuring a quick and hassle-free start to your banking relationship with us.
KYC Requirements
Full KYC
Full KYC requires a comprehensive set of documents to verify a customer's identity, address, income, and other details. This thorough process ensures robust compliance for customers with more complex financial needs. Accounts can be opened using Aadhaar through biometric, IRIS, or photo-based authentication.
Flexible Options
Customers can choose the KYC path that best fits their requirements - limited for basic needs or full for more advanced banking. Our digital onboarding supports both options to provide a seamless account-opening experience.
Video KYC Capabilities
Unlock seamless account opening with our cutting-edge Video KYC solution. Customers can complete the verification process remotely, interacting with a bank representative in real-time for a secure, paperless experience. Leveraging the latest facial recognition and document scanning technology, we ensure a frictionless, compliant onboarding journey.
Integrated Payment Gateway
Our platform seamlessly integrates a robust payment gateway, empowering customers to securely and conveniently complete their savings account opening process. With a variety of payment options and real-time transaction processing, the integrated gateway ensures a frictionless onboarding experience
- Supports multiple payment methods including debit cards, net banking, and UPI.
- End-to-end encryption and compliance for robust security and data protection
- Instant account funding and acknowledgment, optimizing the customer journey
- Comprehensive reporting and reconciliation tools for seamless operational management
Intuitive dashboards provide a 369-degree view of account activity, while intelligent analytics surface actionable intelligence to drive strategic decisions. Secure access control and audit trails ensure compliance and data privacy. Invest in a cutting-edge operations platform to elevate your banking services.
Multiple role and workflow management between Data Verification Unit (DVU), Risk Control Unit (RCU), Branch Manager Portal, and/or Sales Supervisor
Operations Portal for Account Management
Our robust operations portal empowers your tea, to seamlessly manage customer accounts. Streamlined workflows, real-time data insights, and powerful automation tools enhance efficiency and elevate the customer experience. Centralized account management, from onboarding to account activation, puts vital information and controls at your fingertips.
Straight-Through Processing (STP) and Non-STP Leads
Straight-through processing (STP) leads are customer applications that can be automatically approved and onboarded with minimal manual intervention. These typically have a higher conversion rate compared to non-STP leads that require more manual review and processing.
Cross-selling Opportunities
Bundled Accounts
Offer customers the ability to open a savings account along with related products like fixed deposits or recurring deposits or any other cross-sell product to meet their diverse financial needs
Debit/Credit Cards
Encourage customers to apply for a debit or credit card to complement their savings account and enable convenient digital payments.
Insurance Products
Introduce customers to life, health, or general insurance policies that can provide additional financial protection and security
Compliance with RBI and Regulatory Bodies
We prioritize your trust and safety by ensuring full compliance with all regulations set forth by the Reserve Bank of India (RBI) and other relevant regulatory authorities. Our adherence to these standards ensures transparency, reliability, and security in all our financial services
