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Seamless Digital Onboarding for Financial Institutions

Now in the United States

The Infrastructure
Platform Powering

Modern Lending

Decimal brings 15 years of banking technology expertise to the United States. Our AI-driven platform helps lenders automate onboarding, credit decisioning, and lending workflows — built on the same infrastructure trusted by global financial institutions.

$284B

US alternative lending

market

29M

Small businesses using alternative financing

500+

Active alternative lenders

in the US

< 24h

Decision time achievable with automated intake

Explore Platform

Seamless Digital Onboarding for Financial Institutions

Now in the United States

The Infrastructure
Platform Powering

Modern Lending

Decimal brings 15 years of banking technology expertise to the United States. Our AI-driven platform helps lenders automate onboarding, credit decisioning, and lending workflows — built on the same infrastructure trusted by global financial institutions.

$284B

US alternative lending

market

29M

Small businesses using alternative financing

500+

Active alternative lenders

in the US

< 24h

Decision time achievable with automated intake

Explore Platform

Seamless Digital Onboarding for Financial Institutions

Now in the United States

The Infrastructure Platform Powering

Modern Lending

Decimal brings 15 years of banking technology expertise to the United States. Our AI-driven platform helps lenders automate onboarding, credit decisioning, and lending workflows — built on the same infrastructure trusted by global financial institutions.

$284B

US alternative lending

market

29M

Small businesses using alternative financing

500+

Active alternative lenders

in the US

< 24h

Decision time achievable with automated intake

Explore Platform

Trusted by Financial Institutions
Building Modern Financial Platforms

Financial institutions use Decimal to modernize onboarding, automate decisioning, and orchestrate operational workflows across lending and financial services.

15

+

Years

100

+

Institutions

Global

Deployments

Years of experience

Enterprise

grade platform

Years of experience

15

+

Years

Global

Years of experience

100

+

Institutions

Enterprise

Years of experience

FROM MANUAL TO AUTOMATED

Replace Fragmented Financial Workflows
with Intelligent Automation

Replace Fragmented Financial Workflows with Intelligent Automation

Many US financial institutions rely on manual intake, disconnected systems, and human-heavy underwriting. Decimal replaces these processes with configurable automation and unified orchestration.

Current Challenges

Email-based Submissions

Applications arrive via inbox and spreadsheets

Manual Document Review

Teams manually extract financial data

Manual Credit Analysis

Underwriters evaluate applications manually

Fragmented Systems

CRM, LOS, and tools disconnected

Scaling Requires Hiring

Growth depends on operations headcount

 Powered by

Automated Intake

Capture applications from multiple channels

AI Document Extraction

Automatically structure financial documents

Policy-Based Decisioning

Rules and scoring automate approvals

Unified Workflow Orchestration

Route applications across stages

Scale Without Hiring

Automation replaces manual effort

Features

Features

Solutions for Modern Lending Institutions

Multiple solutions built on the Decimal platform, each designed for specific lending and banking workflows.

Digital Lending Origination

End-to-end loan lifecycle automation from application to disbursement.

SME Banking Platforms

Purpose-built infrastructure for small business banking and lending.

Digital Customer Onboarding

Paperless KYC, identity verification, and account opening.

Distribution & Partner Platforms

Manage DSA networks, lead orchestration, and commissions.

Embedded Finance Infrastructure

APIs to embed lending and banking into any digital experience.

Featured Solution

Featured Solution

Highlighted for the US Market: Decimal Intake

A specialized solution designed to automate submission intake and underwriting workflows for alternative lenders and small business financing platforms — running on the vSuite platform.

Email Ingestion

Automatically ingest broker and borrower submissions from email with AI-powered parsing and routing.

AI Document Extraction

Extract structured data from bank statements, tax returns, and financial documents with 99%+ accuracy.

Automated Eligibility Rules

Configure NoCode eligibility criteria that auto-screen submissions before they reach underwriting.

Magic-Link Discrepancy Resolution

Send borrowers secure magic-link forms to resolve data gaps and document discrepancies without phone calls.

Bank Data Integrations

Direct integrations with Plaid, Yodlee, and bank statement analyzers for real-time financial verification.

NoCode Configuration

Configure workflows, rules, and templates without engineering — launch new products in hours, not weeks.

Why Decimal

Why Decimal

Why Decimal is Different

Decimal solutions run on vSuite, a low-code platform designed for financial institutions requiring scalability, configurability, and compliance.

NoCode Configuration

Business users configure workflows, rules, and templates without engineering involvement.

1200+ Integrations

Pre-built connectors for credit bureaus, core banking, payment rails, and data sources.

Banking-Grade Security

SOC 2 Type II, ISO 27001, AES-256 encryption, and enterprise access controls.

Scale Without Hiring

Automate manual processes so you can grow volume without growing headcount.

Capabilities

Enterprise-Ready Platform

Designed for scalability, configurability, and enterprise-grade deployments.

Low-code application platform

Low-code application platform

Low-code application platform

Composable architecture

Composable architecture

Composable architecture

API marketplace

API marketplace

Workflow automation

Workflow automation

Decision intelligence

Decision intelligence

Data modelling

Data modelling

Rule engine

Rule engine

Runtime deployment

Runtime deployment

Scalable execution

Scalable execution

Enterprise integrations

Enterprise integrations

Who We Serve

Who We Serve

Designed for US Financial Ecosystem

Credit Unions

Deliver member-centric digital lending experiences that compete with big bank technology.

MCA Funders

Automate merchant cash advance underwriting with AI document processing and bank data analysis.

Community Banks

Modernize lending workflows while maintaining personalized service and regulatory compliance.

Fintech Lending Platforms

API-first infrastructure to embed lending and decisioning into any digital experience.

10

+

Years in industry

100

+

Enterprise clients

3

+

Continents

8

wks

Avg. deployment time

10

+

Years in industry

3

+

Continents

100

+

Enterprise clients

8

wks

Avg. deployment time

Capabilities

Capabilities

Marketplace Capabilities

1500+ APIs

70+ Partners

99.9% Uptime

Single Whitelisting

Failover Routing

Sandbox Access

BYOK Support

Real-time Monitoring

Testimonials

Testimonials

What Our Partners Say

Coma

Decimal's platform reduced our loan processing time by 60% while improving compliance accuracy. The AI decisioning engine has transformed how we evaluate applications.

Head of Digital Lending

Leading Indian Private Bank

Coma

Decimal's platform reduced our loan processing time by 60% while improving compliance accuracy. The AI decisioning engine has transformed how we evaluate applications.

Head of Digital Lending

Leading Indian Private Bank

Coma

The composable architecture allowed us to go live with digital onboarding in 8 weeks. We're now processing 10x more applications with the same team size


CTO

Mid-Size NBFC

FAQ

Frequently Asked Questions

Frequently Asked Questions

Common questions about digital lending platforms and automation.

Common questions about digital lending platforms and automation.

What is a digital lending platform?

How do lenders automate loan intake?

What is lending decision automation?

What technology do credit unions use for lending?

What is Decimal Intake?

Modernize Your Financial Workflows with Decimal

Modernize Your Financial Workflows with Decimal

Deploy configurable customer journeys, automate decisioning, and orchestrate financial operations using Decimal infrastructure.

Request Demo

Request Demo

Request Demo