Digitize SME lending with automated financial analysis, alternative data scoring, and end-to-end loan origination built for MSME complexity.
Loan processing reduced to ~5 days
60%+ straight-through processing
3× more thin-file SMEs assessed
SME Lending Journey
Move from Application to Disbursement -
with Data, Not Delays
Automate financial analysis, risk assessment, and decisioning to accelerate SME lending while maintaining strong credit discipline.
FEATURES
Underwrite Faster. Lend Smarter. Scale Confidently.
Leverage financial automation, alternative data, and intelligent decisioning to expand SME lending without increasing risk.
Capabilities
Build a Data-Driven SME Lending Engine End-to-End
From financial analysis to risk assessment and monitoring — everything needed to scale SME lending efficiently.
GST-Based Credit Scoring
Bank Statement Analysis Engine
Automated Financial Spreading
Multi-Bureau Integration
Collateral Management & Valuation
CERSAI Filing & Charge Creation
CGTMSE Scheme Integration
Deviation & Exception Workflow
NACH / e-Mandate Setup
Early Warning Signals (EWS) & Monitoring
Faster loan turnaround (weeks → days)
Reduced manual underwriting effort
Higher SME approval rates
Better risk control with data-driven decisions
FAQ
How does the platform improve SME loan approval rates?
Is financial analysis fully automated or does it require manual intervention?
How does the system manage credit risk at scale?
Can this support both secured and unsecured SME lending?
What happens after loan disbursement?
Enterprise trust
Enterprise Security & Compliance
Bank-grade security, compliance certifications, and governance built into every layer of the platform.
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Scale SME Lending with
Data-Driven Confidence
Discover how automated financial analysis and alternative data scoring improve approvals and reduce risk.