Provide in-principal approval in a matter of minutes instead of hours.
Digitize MSME Lending
Faster Approval Cycle
Seamlessly transition from manual processes to a digitized lending solution through our powerful API integrations available on Vahana Hub – An API Marketplace. Conduct credit assessment using daily business parameters such as customer footfalls, inventory turnover etc. using aproprietary credit scoring engine.
![MSME – 6](https://decimaltech.com/wp-content/uploads/2023/08/MSME-6.png)
Built for Speed
![MSME -3 MSME Loans](https://decimaltech.com/wp-content/uploads/2023/08/MSME-3.png)
Lead Onboarding and Application Sourcing
- Digital lead profiling & KYC authentication
- Omni-channel communication through SMS/ email
- Document capture
- Dedupe check
- Calendar management & activity planner for sales force
- Intelligent lead allocation basis configurable rules
Digital Underwriting and Credit Appraisal
- 360 degree customer view
- Multi-bureau integration & risk reporting
- PD based assessment
- Configurable scoring engine, business rule engine & policy configurator
- External vendor integration (FI, legal, technical, etc.)
- Financial & bank statement analyser
- Hierarchy based approval and exception management
- Alternate data assessment using SMS, utility bills, etc.
![MSME -4 MSME loans](https://decimaltech.com/wp-content/uploads/2023/08/MSME-4.png)
![MSME -1 MSME loans](https://decimaltech.com/wp-content/uploads/2023/08/MSME-1.png)
Disbursal and Post-Sanction Worklfow Management
- Sanction letter generation
- Generate e-agreement
- Document e-sign
- PDD document collection
- Generate disbursement memo
- Loan parameter change