A fully digital, paperless, end-to-end lending platform managing the entire lifecycle of
a credit application, starting from data entry and
authentication, to pre-approval, post-facto
document verification and built-in credit and risk
Provide in-principal approval in a matter of minutes instead of hours.
Digitize MSME Lending
Faster Approval Cycle
Seamlessly transition from manual processes to a digitized lending solution through our powerful API integrations available on Vahana Hub – An API Marketplace. Conduct credit assessment using daily business parameters such as customer footfalls, inventory turnover etc. using aproprietary credit scoring engine.
Built for Speed
Lead Capture from multiple sources
Centralized lead management to efficiently nurture, track and convert leads.
Digital Onboarding & KYC Management
Through seamless integration with digital identity verification services, businesses can swiftly onboard themselves, completing KYC requirements swiftly and securely.
Eligibility Check Integrations with Bureaus
Access and analyze an applicant’s credit history, financial data, and other relevant information from multiple sources effortlessly.
Configurable Business Rule Engine
Build, model and deploy rules with an auto-service creation feature, and ensure accurate decision-making with our in-built policy engine and scorecard.
Analysis of Financial Data
Aggregate and analyze financial data from diverse sources in one consolidated view for a comprehensive understanding of an applicant’s financial health.
Document Management System
Capture and upload documents at ease. Our robust system ensures secure storage and easy access, empowering both lenders and applicants.
Ease of Collaboration
Connect legal, technical, RCU, and FI teams with dedicated modules, fostering streamlined communication and data sharing.
Reports and Dashboards
Leverage dynamic dashboards for real-time insights and effortlessly generate actionable reports. And, also maintain transparency and compliance through robust audit trails.
Lead Onboarding and Application Sourcing
Digital lead profiling & KYC authentication
Omni-channel communication through SMS/ email
Calendar management & activity planner for sales force
Intelligent lead allocation basis configurable rules
Digital Underwriting and Credit Appraisal
360 degree customer view
Multi-bureau integration & risk reporting
PD based assessment
Configurable scoring engine, business rule engine & policy configurator